Immobilienwert ermitteln

If you are in the unfortunate position of not being able to sell your house and keep asking yourself „how do I sell my house for cash“, especially if you want to get rid as soon as possible, this article will point you in the right direction. You will find out the best and most efficient way to sell your house.

This article will also go into the reasons why people want to sell their home and why some people need a quick sale. It will also go into the whole process of a quick sale and what to expect when exploring an alternative to the long drawn out process of the traditional estate agents.

The reasons why most people ask „how can I sell my house for cash“ and want a quick sale may differ greatly:

*Couples going through a divorce would find it beneficial to cut all ties as soon as possible, so selling the house and splitting the proceeds would be of benefit in a very stressful situation.

*People who are in debt and heading towards repossession will be able to cash in before they totally lose out.

*People who need to relocate in a hurry can use the cash to help set up their new home.

*People wishing to downsize to a smaller property

*People wishing to upsize to a larger property

*People who simply cannot wait for the long drawn out process through the traditional open market via estate agents.

For whatever reason you wish to sell, you will benefit from the cash outlay after the speedy completion.

The process for a speedy home sale is relatively easy and straightforward. You simply provide details about your home to an efficient cash buyer. They will then assess your needs, requirements and suitability for a cash purchase. They will then give you an estimated offer.

Assuming you are both in agreement, a viewing of your property will be arranged. If the homeowner would like to proceed then a written offer will be made. All associated costs such as solicitor’s fees and all other legal costs of selling a house will be borne by the cash buyer. There are also no hidden charges so you will not be caught out forking out for unexpected costs.

Immobilienmakler Heidelberg

Makler Heidelberg

Our last article included 11 Tips to help you get started with the Home Downsizing process. Whereas that article focused more upon how you can „Get Started“, this article takes you to the next step and provides you with 16 tips and strategies designed to „Keep You Moving Forward“ after you have started the Home Downsizing process.

• Know Values Before You Begin Dumping. „Do Not“, I repeat, „Do Not“, begin dumping anything before having someone look at it for potential value. All too often things that you perceive as having value turn out to be valueless, while things that you perceive to have little value end up having considerable worth.

• Have a Professional Help You With Values: Before tossing anything out you would be wise to hire someone who is knowledgeable in Personal Property values to provide you with valuations prior to beginning the dumping process. A Professional In-Home Personal Property Walk-Through Valuation is usually a good place to start for most individuals. A USPAP Appraisal will be more precise and detailed, but will cost significantly more because of the time involved in its preparation. The up-front cost of either should seem quite reasonable when compared to the potential loss if you throw the wrong things away.

• What You Paid Has No Bearing On Today’s Value: We’ll cover this concept in greater depth in a later article, but at this point you must understand that what you paid for something has absolutely no bearing…none…on what it will bring in today’s market.

• Start Early In The Process: Whatever you do, don’t wait until the last minute to get started. Start early, work in smaller blocks of time, and the job will go much easier.

• Start With A Small Room: Start by selecting a small room to begin with. Once that smaller room has been successfully completed, it will be easier to move on to a more complex room.

• Start With A Room That Has Less Sentimental Attachment: A bathroom, closet, or kitchen may be a good place to start. The most important thing is to start somewhere, and then build momentum towards larger projects.

• Start With Larger Objects: It’s often easier to start by eliminating larger items, such as furniture. The logic here is that you can begin to feel as if you are making progress after only making a few decisions.

• Start With A Portion Of The House That You Don’t Currently Use Much: A grown child’s empty bedroom is often a good place to start.

• Start With Personal Papers and Family Photographs: This won’t gain you that much space, but it can be fun, and is a logical step in starting the downsizing process.

• Work In Limited Blocks Of Time: The process can be very tiring and emotionally draining. Limit yourself to only a few hours at a time, at least in the beginning. Then, if you are feeling up to it, you can work in extended periods of time.

• Stick With A Specific Project Until Done: Once started, do your best to complete a specific project, especially smaller projects. For example, if your start cleaning out a closet, finish that project before moving on to another project. However, recognize that larger projects, such as a basement or attic, will most likely not be completed in a single session.

• Anticipate The Weather: Plan ahead, keeping the weather in mind. You don’t want to work in the attic on a scorching July day, and you don’t want to be working in the garage or outbuildings in sub-freezing weather. Use the weather to your advantage.

• Give Yourself Ample Lighting: Little will get done if you can’t see what you are doing. If the room you are working in isn’t bright enough, bring in some temporary lighting to brighten up the workspace.

• Give Yourself Ample Workspace: You can’t sort much into piles or sorting categories on a single, rickety folding card table. Try to provide yourself with one or more solid 3′ x 8′ folding tables. Today’s tables have light, plastic tops and are much easier to move by yourself than the heavy wooden tables of previous years.

• Use Heavy Duty Plastic Bags For Dumping: It doesn’t matter whether you buy them at the supermarket, home improvement store, or dollar store, be sure that you use heavy duty plastic bags for packing old clothes and linens, or dumping unwanted smalls into the weekly trash. Nothing is more frustrating than having a lighter-duty plastic bag break after you have spent considerable time packing it.

• Homes With More Space Can Sell Better: Selling off your Personal Property can make you even more money when you sell your current home. Clutter tends to make a house look small. By downsizing before you put your house on the market, you can make your house look even bigger than it really is, thereby increasing its salability. We know of one situation where the Real Estate agent felt that a house brought $30,000-$40,000 more than it would have brought had the home downsizing not occurred.

Immobilienmakler Heidelberg

Makler Heidelberg

The property market experienced a considerable slow down in the past few years and, as a result, realtors started offering more incentives to property buyers to use their services. Real estate rebates are among the most widely offered incentives. They give you the opportunity to save money.

How will real estate rebates work for you as a buyer? When a property purchase deal has been concluded, the agent of the seller and the agent of the buyer receive a commission from the seller. The total amount of the commission is usually between 5 and 6 per cent of the selling price of the property. This commission is split by half. When the commission is 6 per cent, each party gets 3 per cent.

The buyer’s agent that offers real estate rebates will provide a percentage of their part of the commission to the buyer. Each realtor decides on what portion of their commission to offer to the buyer. It can be as much as 50 per cent.

How much do you save as a buyer in monetary terms? Let’s say that you buy a home for $250,000 (which is around the average for many states in the country). Your agent gets 3 per cent of the sum. This is equal to $7,500. If you are entitled to 45 per cent of this amount, you will receive $3,375. This is certainly a considerable sum.

Is there a catch? The simple answer is that there is no catch. Real estate rebates are legal in most states and the US Department of Justice encourages others to allow them as they are considered a fair competitive strategy.

In general, these incentives are used by estate agents to attract more buyers and to expand their business. It is in their interest to keep their promise to you and provide the discount. That way, they will receive a positive referral and attract even more clients.

Any real estate rebates provided should not affect the quality of the service that you receive as a property buyer. You can expect a reputable realtor to take you personally to properties that match your criteria and to help you with all the legal paperwork for concluding the deal. Basically, you will enjoy the full service and a monetary benefit as well.

It is certainly worth taking advantage of the services of agents that offer real estate rebates. You will find the ideal property for you and save money. The amount will be sufficient for buying some new furniture and/or appliances.

Immobilienmakler Heidelberg

Makler Heidelberg

Many who start a dollar store are looking for strategies to differentiate their store from the rest of the crowd while adding to their profits. They examine adding shelf pulls, closeouts, and even customer return merchandise to their merchandise product mix in their store. The plan is to pay much less for these items and then resell them as items you just don’t find in the typical dollar store. Their vision includes king size profits in return for their efforts. While there are some real positives associated with this strategy there are certainly some disadvantages to consider as well. In this article I will present 6 of the disadvantages to buying, sorting and reselling store return merchandise when you start a dollar store.

1) Customer returns are not the new merchandise you received when you first start a dollar store. This is likely a big change for your normal business model where all merchandise on display is new, and never before used. Really examine whether moving in this direction will work successfully in your store. Make sure this is something your shoppers will embrace as a means of receiving added value for their shopping dollar. Make sure the added costs associated with this merchandise don’t erode your profits.

2) All of the merchandise must be carefully sorted before being offered for sale. Customer return merchandise is often bulk packed with tens or even hundreds of different items mixed together. As a result you will need to sort the items first to locate matching or similar items and next to lump like-department items together for additional inspection.

3) All of the merchandise must be thoroughly inspected prior to being offered for sale. This is very different from your experience when you first start a dollar store. Where a quick once over looking for broken or damaged packaging is adequate for new items, these items will need individual, one-by-one examination. Often the examination will reveal a flaw of some type.

4) There will be ‚waste‘ in the merchandise you receive. It is almost a guarantee that there will be items with flaws, hard use, or other issues making them unsalable at almost any price. Orders with too many of these reject items can wreak havoc with your profits.

5) Most liquidation and closeout sellers offer these items for sale ‚as is, where is‘ so there are typically no guarantees of any kind. You own the merchandise you receive. While many suppliers of merchandise make returning or receiving credit for merchandise difficult, this is an absolute for these items.

6) In most cases these items will be available only for a limited time. In other cases there may be limited quantity available. In all cases while these items are generally well-priced and the amount of time available for you to order is short. It is important to remember since these items likely won’t be available in the future they are not a means of bringing shoppers back for follow-up purchases.

To your success when you start a dollar store!

Immobilienmakler Heidelberg

Makler Heidelberg

You’ve decided, for any of a number of reasons, it’s time to sell your beloved home. Will you opt, to be your best friend, or worst enemy, based on the actions, you either choose to do, or avoid? In over a decade, as a Licensed Salesperson, in the State of New York, I have observed, how some homeowners, significantly help and assist their cause, while others, take actions, which often appear, at odds with, their best interests! This article will briefly examine, using the mnemonic approach, whether you are prepared for SELLING your home.

1. Strong points; system; staging: Will you be willing to objectively examine, your strong points/ assets, while admitting areas of weakness? Why would someone want to purchase the house? What is different/ better/ unique, about the home, which might help its marketing efforts? Will you commit to listening to, and adopting the system, your selected, professional, real estate agent, recommends, so you and your agent, proceed, on the same page? Will staging benefit the possibilities of selling the house, at the best possible price, in the shortest period of time, and with the least hassle?

2. Emphasis: Discuss your home, in detail, with your agent, and come to a meeting – of – the – minds, regarding the best place, to put the emphasis! How will you determine that, and how will you determine, what to emphasize?

3. Listen: You want your real estate agent to effectively listen to what you want, so doesn’t it make sense, for you to use effective listening, and maximize the potential, for effectively marketing your property?

4. Learn: Commit to learning from what your agent tells you, so you do what will be helpful, to successfully completing the sales process!

5. Impression; ideas: What will be the first impression, potential buyers might experience? How will you effectively distinguish your house from the competition? Will you listen to the professional ideas, offered by your agent?

6. Needs; nuances: Will you objectively consider, evaluate, and pay close attention to the needs, of marketing your house, effectively? Is there a specific niche, which might be the ideal market, and what nuances, might your agent’s marketing plan, include?

7. Get it done: Selling a home, in the real estate market, must be a proactive, well – considered activity, which considers how to best get it sold! How will you and your agent, get it done?

Don’t just say, you want to sell your home! Are you ready, willing and able to do what’s necessary, and, truly, prepared, for SELLING your house?

Immobilienmakler Heidelberg

Makler Heidelberg

Remember, first impressions count when selling real estate, which is why it is important to make your home stand out. There are several simple and basic things you can to do to sell your home.

Increase Curb Appeal

Landscaping can make a powerful impact to curb appeal. With spring on the way, there are several easy things you can do to make your home appealing from the outside.

1) Mow your yard with diagonal rows to make your yard appear larger.

2) Edge the lawn along driveways and sidewalks. This will show the buyer that you care and pay attention to detail.

3) Transplant tulips or other spring flowers near the walkway or anywhere in the front. Use bright colors, especially yellow because it stimulates happiness. Consider container plants also in groups of three to five and place near the entrance.

Home Staging

Stage your house as a home potential buyers can imagine themselves in. Remove extra furniture that clutters the space and arrange with maximum impact. This is a technique that model homes have been using successfully for many years.

When potential home buyers visit your home, remove all clutter and store out of sight (e.g. children toys from the family room, bills/mail/papers from the den, or make-up/products/appliances from the bathrooms).

Add a Fresh Coat of Paint

Another thing you can do is to paint your walls white (or a neutral color) if they are not already. A fresh coat of paint will make everything look cleaner and white walls let the potential home buyer imagine their own personal style in the home instead of yours. White walls also make every room feel bigger. Avoid dark colors which can discourage a buyer if they do not like the color and makes the room look smaller.

Pay Attention to Details

Remember to do the little things to make your house stand out. Details matter. Here are a few examples:

1) Wash the windows inside and out. Clean all the mirrors.

2) Set out fresh flowers with a clean and inviting smell.

3) Polish hard wood floors to shine and vacuum right before any showing.

4) Offer a shoe mat at the entrance and even an umbrella stand. This will encourage prospective buyers and agents to remove their shoes and help keep your floors looking great.

5) Fluff pillows and put out fresh towels in bright colors. Even consider replacing these items because they are inexpensive and can add interest to a room.

Immobilienmakler Heidelberg

Makler Heidelberg

Because of the challenges involved in today’s tough real estate market, more and more realtors are leaving the business. This exodus is causing an unprecedented opportunity for those realtors skilled at marketing to move forward in gaining large amounts of market share! The simplest way to focus your marketing efforts is to select a niche and focus on that group. Here are some niches that you may want to consider:

A Farm – This is the easiest niche for most agents to understand. A farm can be a subdivision, an area like waterfront homes on a certain street or even a county if it is small. Some great ways to start to become an expert in an area are to visit all the homes currently listed for sale in the neighborhood, visit all the FSBO’s who currently have their homes available, and offer to do open houses for agents who have current listings. Let the FSBO’s know when you are going to have your house open so you can coordinate with them to have theirs open also. Send postcards to the homeowners and also start a neighborhood newsletter giving sales information and relevant neighborhood info.

First Time Homebuyers – These are people who need the expertise and connections that a realtor can provide. To reach these buyers you can send postcards or walk apartment complexes, renters make great first time homebuyers! Offer to hold „lunch and learns“ to large area employers who have younger workforces that need to find housing solutions. You can partner with the affordable housing government agencies in your area, finding out the requirements for buyers to qualify. Offer to send them „hot“ listings that are in great shape and meet the pricing requirements of their programs. Make sure you preview and hold open all the houses in these price ranges that you can get your hands on so that you can know the ones that will be worth taking your clients to!

Luxury Home Buyers and Sellers – This one can feel like a farm but it is a little different. Targeting high end buyers and sellers will result in larger commissions AND larger expenses! Make sure your marketing materials are professionally designed to appeal to people in a top tier demographic. Target international buyers by displaying high end properties on your website and blog (if you do not have your own listings „borrow“ some from the other agents in your office after asking for permission). Make sure you list information about marinas, yacht clubs, tennis clubs, country clubs and golf courses on your website. If there are high end retail areas in your market list those shops and also any five star restaurants that may be nearby. Join the local country club and support the regional arts councils.

Baby Boomers – If you live in a warm climate this group is for you! Find out all the retirement and 55+ communities in your area and list them on your website or blog. Become familiar with the restrictions of the different communities (some allow pets, some don’t, some allow one person to be under 55, some require everyone to be over 62). Advertise in the senior magazines in your area, focusing on your expertise as a benefit to finding the perfect retirement home. Have a group of vendors that you can recommend if they need property management services while they go north for the summer or visit family for extended periods of time.

Those are just four of thousands of different niches you could choose! Whether you like boating or golfing, like working with buyers or sellers, love children or dogs, there is a niche for someone like you. Pick something today and focus on it with all your energy and you will be able to capture more of the market than you ever thought possible!

Immobilienmakler Heidelberg

Makler Heidelberg

If a landlord has a property to rent out, he has the option of looking for a tenant on his

own. Instead of exploring this option, he can seek professional help to find the right

tenant. It is advisable to hire a property agent though many landlords are tempted to

save brokerage fees. The consequences of not having a property agent are disastrous

as the landlord ends up with a tenant who proves to be a source of trouble. Hire a

property agent who is an expert in the rental business segment to avoid regrets later.

Best price

Since a real estate agent has the latest updates regarding ongoing rates in various

localities, he is able to provide a tenant who pays the highest rent for the property.

Saving in Cost

A real estate agent can place advertisements on behalf of the landlord at zero cost.

He uses his superior marketing services and network to generate leads. But a

landlord has to spend his money on releasing advertisements in the papers to find a

tenant.

Client base

A real estate agent already has several clients looking for a good rental option and

this saves time and resources. His database is useful.

Undue advantage

A real estate agent handles negotiation with the tenant and ensures the terms and

conditions set by the landlord are not modified by the tenant. When a property agent

is involved, a tenant cannot take any advantage or put forth clauses.

Multiple responsibilities

A real estate agent bears all the responsibilities related to the rental

process. Advertising, showing of the property, tenant screening, preparing the

lease document, and collecting funds are his key duties.

Background check

A property agent digs up the past of a tenant – the relationship he shared with his

previous landlord. He is able to know whether the tenant behaved well with his

earlier landlord, paid rent on time, and maintained the property well or not. Getting

the right tenant is the prime reason why you need to hire a property agent. Seek a

tenant who cares for the property and maintains cordial ties with neighbours.

Employment history

A real estate agent can seek employment details and visit his office to verify facts.

He can speak to his employer and colleagues to know the kind of job he has – full-

time, consultant or contractual. His salary figure gives an idea of his capacity to pay

the monthly rent. Stability and tenure of the job are important considerations.

Transferable clients

Many landlords prefer tenants with transferable jobs as the property gets vacated

after a couple of years. A property agent has a long list of clients with transferable

jobs. Even if they do not get high rent, they are happy because they do not have to

go for litigation to get the property vacated.

Support system

Many aged landlords living on their own need tenants who become their support

system. They want to have a family that takes care of them, do many errands for

them. Their definition of a right tenant includes a person or a family they can

approach during emergencies. Some landlords want to have tenants who take full

care of the property since they live far or abroad. A good, educated, cultured family

is what they need.

Restrictions

Many landlords prefer a family instead of letting it out to bachelors who cause a lot of

trouble. The marital status of a tenant becomes the key consideration. A landlord

can specify what he needs to avoid and what he prefers. Once he defines his

expectations, a property agent can filter out the options and conduct a focused

search.

Real estate agents possess information and technology that landlords do not have.

They lower the risk, negotiate well and ensure quick completion of the transaction.

Immobilienmakler Heidelberg

Makler Heidelberg

Finding the right apartment or home to rent can be difficult and stressful. You can be competing with many others for a quality unit in a prime location.

The secret, real estate brokers say, is to plan ahead. Often renters will wait until the last minute to look for another apartment. However, when renters are in a hurry they tend to take apartments they don’t really want.

Here are a few tips for finding the best rental homes and apartments in your area.

1. Start your search 60 days before your move

The best rentals, in terms of price, location and amenities, go earlier in the month, so don’t wait until midmonth to look for a new place to live, Macon says. It’s best to start searching 60 days before you need to move, especially if you are looking for a rental property where there isn’t as much available.

The second and third weekends of the month tend to be the busiest. If you start your search the first weekend of the month, there will be less competition and the best properties will still be available.

2. Search for rental listings online

About 90% of renters will start apartment hunting on the web. Looking online is a good way to start your search. You can get a sense of pricing and apartment amenities. However, if you’re moving to a new city, apartment rental sites won’t tell you enough about neighborhoods and the local amenities of each, such as public transportation or grocery stores.

3. Use a real estate broker

In most cases, real estate brokers are available to help renters find properties free of charge. The key is to find a broker who specializes in rental properties, not home sales.

If you’re looking in areas where there is generally tight competition for apartments, you’ll want to talk with a number of real estate agents before committing to one because different agents have different relationships with different buildings. Make sure you are talking with an agent who has access to the apartment buildings in neighborhoods where you want to rent.

4. Don’t be fooled by scams

Be aware of online scams, particularly ads on Craigslist that require you to provide your credit card to pay a deposit fee to be shown the apartment. No one should require a deposit to show you an apartment.

Also, be careful if you are renting an apartment directly from a private person because you will be giving a total stranger your Social Security number and your bank account information, and they will likely run a credit check on you. It’s safer to work with a licensed and bonded real estate broker.

5. Consider roommates

If you’re considering sharing an apartment, make sure you know who your roommates will be and consider asking the landlord for separate leases. If you have a joint lease and the rent is $2,000 a month, you are liable for the entire amount if your roommates don’t pay their share, Macon says. But if you have a separate lease, you’re liable only for your portion of the rent.

Don’t be afraid to ask for references if you don’t know your roommates. You can also use social media – LinkedIn, Twitter and Facebook – to find out more about them.

Immobilienmakler Heidelberg

Makler Heidelberg

There are times that businesses face difficulties with their finances resulting in bad credit. A bad credit history restricts your chances of approval for equipment finance regardless if the equipment will help improve business profits.

Traditional lending institutions like banks may deny you the loan you need. But there are specialized loan companies who can look beyond your bad credit. These lending institutions can give you a second chance at availing the equipment you need to grow your business by offering poor credit equipment finance.

Bad Credit Equipment Finance for Growing Businesses

Equipment Financing is short-term loans (about 3-5 years) extended to businesses specifically to purchase the equipment needed for its operations. Equipment financing is a collateral loan which means that the equipment you purchased could be repossessed in case payments go into default. Since the loan is released with a collateral, lending companies view it as low risk and may offer a lower rate of interest compared to a standard loan.

To qualify for an equipment loan, one must have a credit score of at least 600, been in business for at least 11 months, and generate around $100,000 in revenue. If you have a bad credit but meet the other two requirements, there is still a chance for you to avail of a finance. It really depends on the lender’s assessment of your financial situation.

Equipment financing is an alternative for start-up and small businesses for growth and development especially for those who don’t have enough capital to fund their purchase. And if you have a poor to bad credit score, being granted an equipment financing gives you the chance to improve your credit score.

How to improve your chances of approval for equipment financing despite bad credit

You can increase your chances of an approval for equipment finance. By making ways to improve your credit standing and strengthen your application to lenders, there is a fair chance that loan companies will consider your loan application. Below are ways to strengthen your application.

1. Apply with a cosigner with good credit standing. Lenders can consider your application if you are applying with someone who has a better credit standing. The cosigner can provide security for the loan considering that the consignor has equal obligations as the borrower.

2. Present other assets for collateral. If you have other assets such as other types of equipment or even real estate property, you can offer it as a collateral. It strengthens your application to secure the loan.

3. Bigger down payments. Do you have enough cash to put as down payment to significantly lower your total loan amount? If you are able to present bigger down payments, lenders may consider you a candidate for poor credit equipment finance.

4. Proof to show business is growing strong. Provide documents like bank statements showing a good revenue for the past months. Lenders like to see a growing steady business, therefore, it is essential to provide income statements and other documents to support your claim.

5. Seek professional help. With bad credit, lenders will give you a hard time acquiring a loan. They may even deny the loan immediately after checking your credit score. But with proper assistance from loan experts, you can increase your chance of getting the right lender who can look beyond your bad credit.

Immobilienmakler Heidelberg

Makler Heidelberg